Loans

Daddy, we are ready for back to school, and you ?

It is a short-term loan that CAMPOST makes available to customers whose salaries are domiciled in postal current accounts (giro accounts).

Characteristics

  • Maximum loanable amount: 2.5 million CFAF;
  • Monthly interest rate: 14% ;
  • Duration: 10 months;
  • Transferable portion: 33% of net salary;
  • Insurance premium: 1%. 

Advantages of the product

  • Available to get ready for back to school;
  • Flexibility;
  • Availability;
  • Low interest rate;
  • Flexible repayment terms. 

Conditions of eligibility for granting CAMPOST School Fee Loan

  • The monthly income (salary or pension) must be at least 50,000 CFAF and domiciled in CAMPOST for at least 3 months? 

Composition of the loan application file

  • Handwritten application,
  • Attestation of irrevocable transfer of salary (private sector employees);
  • Photocopy of the National Identity Card;
  • Loan Agreement;
  • Insurance Agreement ;
  • Sworn statement;
  • Printed school fee loan application form;
  • Loan amortization schedule;
  • Statement of account of the last 3 months.

NOTE: APART FROM THE HANDWRITTEN APPLICATION, THE ATTESTATION OF IRREVOCABLE TRANSFER OF SALARY AND THE PHOTOCOPY OF THE ID CARD, THE OTHER DOCUMENTS ARE PROVIDED TO THE CUSTOMER BY CAMPOST.

Sale points

250 postal agencies in Cameroon

Contact: Department of Postal Financial Services, Service of banking products

Tel : +237 222 50 70 00 / 222 23 21 36

Email: 

Technical characteristics

  • Maximum loanable amount: 500,000 CFAF
  • Repayment term: 4 months with a possibility for the customer to repay in advance
  • Repayment period: From December to May 2015.
  • Monthly interest rate: 1.18%
  • Transferable portion (maximum portion of the salary that can be retained): 33% of net earnings (after deduction of other levies).
  • Insurance premium: 1% of the amount (capital+ interests).

  Conditions for eligibility

  • Be the holder of a CAMPOST Giro account (postal current account) supplied monthly through salary or pension transfer at regular and constant dates
  • Provide proof of monthly income (salary or pension) at least equal to 30,000 CFAF (after deduction of other levies).
  • Be aged no more than 74 years

  Conditions for granting loan

  The eligible customer for "CAMPOST year-end" loan must meet the following conditions:

  • Financial conditions: (fees withheld when setting up the loan)
  • File processing and set-up costs: 10% of the loan amount with a minimum of 10,000 CFAF and a maximum of 30,000 CFAF
  • Insurance premium: 1% of the amount or 6% for customers from 65 to 69 years.

  Frenquency of "CAMPOST year-end" loan

The year-end loan is available from 1st November to 31st January.

  Composition of the application file

  Please go to the nearest post office

Discount

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